Should I Top Up My Child’s CPF or Invest for Them?
Compare a child CPF top-up with keeping cash accessible or investing for the long term. The headline rate is only one part of the trade.
All posts tagged with "Retirement".
Compare a child CPF top-up with keeping cash accessible or investing for the long term. The headline rate is only one part of the trade.
A bigger salary is not the same as freedom from work. Try a monthly cash-flow check, then see what changes when work income stops.
Colin Lau stopped working at 35 without first becoming rich. His choices may be too extreme for most Singaporeans, but they raise an important question: how much is enough for the life we actually want?
CPF top-ups and SRS contributions both offer tax relief and long-term compounding, but they behave very differently once the money is in. A framework for thinking through the trade-offs.